Essential Spending Amount
Time Period
Rent
Select Period Weekly Monthly Quarterly Annually
Ground rent and service charges
Select Period Weekly Monthly Quarterly Annually
Mortgage
Select Period Weekly Monthly Quarterly Annually
Other secured loans
Select Period Weekly Monthly Quarterly Annually
Mortgage Endowment/Mortgage PPI
Select Period Weekly Monthly Quarterly Annually
Building and contents insurance
Select Period Weekly Monthly Quarterly Annually
Pension and life insurance
Select Period Weekly Monthly Quarterly Annually
Council Tax (Rates in NI)
Select Period Weekly Monthly Quarterly Annually
Gas
Select Period Weekly Monthly Quarterly Annually
Electricity
Select Period Weekly Monthly Quarterly Annually
Water (N/A if you live in Scotland or NI)
Select Period Weekly Monthly Quarterly Annually
Other utilities (coal, oil, calor gas)
Select Period Weekly Monthly Quarterly Annually
TV licence
Select Period Weekly Monthly Quarterly Annually
Magistrates/Sheriffs Court fines
Select Period Weekly Monthly Quarterly Annually
Maintenance or child support
Select Period Weekly Monthly Quarterly Annually
Hire Purchase/Conditional Sale
Select Period Weekly Monthly Quarterly Annually
Childcare costs
Select Period Weekly Monthly Quarterly Annually
Adult care costs
Select Period Weekly Monthly Quarterly Annually
Other
Select Period Weekly Monthly Quarterly Annually
Other
Select Period Weekly Monthly Quarterly Annually
Other
Select Period Weekly Monthly Quarterly Annually
Monthly Total Essential Spending
Public transport (work, school, shopping, etc)
Select Period Weekly Monthly Quarterly Annually
Other (e.g. taxis)
Select Period Weekly Monthly Quarterly Annually
Car insurance
Select Period Weekly Monthly Quarterly Annually
Vehicle Tax
Select Period Weekly Monthly Quarterly Annually
Fuel (Petrol, Diesel, Oil etc)
Select Period Weekly Monthly Quarterly Annually
MOT and car maintenance
Select Period Weekly Monthly Quarterly Annually
Breakdown or recovery
Select Period Weekly Monthly Quarterly Annually
Parking charges or tolls
Select Period Weekly Monthly Quarterly Annually
Other car costs
Select Period Weekly Monthly Quarterly Annually
Housekeeping Amount
Time Period
Food and milk
Select Period Weekly Monthly Quarterly Annually
Cleaning and toiletries
Select Period Weekly Monthly Quarterly Annually
Newspapers and magazines
Select Period Weekly Monthly Quarterly Annually
Alcohol
Select Period Weekly Monthly Quarterly Annually
Laundry and dry cleaning
Select Period Weekly Monthly Quarterly Annually
Clothing and footwear
Select Period Weekly Monthly Quarterly Annually
Nappies and baby items
Select Period Weekly Monthly Quarterly Annually
Pet food
Select Period Weekly Monthly Quarterly Annually
Other housekeeping
Select Period Weekly Monthly Quarterly Annually
Monthly Total Housekeeping
Other Spending Amount
Time Period
Health (dentist, glasses, prescriptions, health ins)
Select Period Weekly Monthly Quarterly Annually
Repairs/house main (incl window cleaning, maint contracts)
Select Period Weekly Monthly Quarterly Annually
Hairdressing/haircuts
Select Period Weekly Monthly Quarterly Annually
Cable, Satellite and Internet
Select Period Weekly Monthly Quarterly Annually
TV, video and other appliance rental
Select Period Weekly Monthly Quarterly Annually
School meals and meals at work
Select Period Weekly Monthly Quarterly Annually
Pocket money and school trips
Select Period Weekly Monthly Quarterly Annually
Lottery and pools etc
Select Period Weekly Monthly Quarterly Annually
Hobbies/leisure/sport (incl pub/outings, gym, etc)
Select Period Weekly Monthly Quarterly Annually
Gifts (Christmas, birthdays, charity, etc)
Select Period Weekly Monthly Quarterly Annually
Vet bills and pet insurance
Select Period Weekly Monthly Quarterly Annually
Other (e.g. postage)
Select Period Weekly Monthly Quarterly Annually
Other (e.g. holidays)
Select Period Weekly Monthly Quarterly Annually
Monthly Total Other Spending
Monthly Total Available for Creditors
